Do you have an Emergency Fund?

Written by Netisha Alie-Grant 

(Author of Inspirational Book: Walking a Two-Way Street-Examining the both Sides of the Story Before Making a Decision) 

Listen to Podcast! 

What is an emergency fund?

“An emergency fund is a bank account with money set aside to pay for large, unexpected expenses, such as:

• Unforeseen medical expenses.
  
• Home-appliance repair or replacement.
  
• Major car fixes.
  
• Unemployment.” _ Margarette Burnette

This fund can be kept in a savings account with high interest rates and easy access since it is exactly what it’s called: Emergency fund. You want to be able to access it whenever an emergency rises without hassle. 

What it is not:

Your emergency fund is a type of savings with the focus on emergencies. 

A savings is where you keep money for a particular goal which can be short term: for house, car, or a trip, shopping spree. 

Or savings for long term plan would include retirement, college funds…

How much should its be? 

I once asked an accountant friend of mine for a suggested amount for an emergency fund and she said at least (6) six months worth your living expenses. This you can know by tracking your spending for at least a month or two to figure out the average cost per month the. Multiply that amount by (6) six. (I have podcast episode on that.)

The concept of the Emergency fund can be seen in the parable of the (5) five wise virgins. They had the equivalent/enough of the cost of their journey, making them always prepared and prepared for a longer time than this who did have extra oil. 

This doesn’t have to be just for money. When you do groceries for example, buy some supplies in doubles if you can. That way you will always have the equivalent available to you. When their (5) five lamps ran out of oil they had more to keep them till their journey was achieved. Which was to meet the bridegroom. Matthew 25:1-13

May we look at every continuous expense in our lives and be sure to have its equivalent stored away like the (5) five wise virgins: An Emergency Fund. So whenever we run out, we will always have in reserve to keep going. C’est bon?! 

Is your mouth the devil’s Medium?

 Written by Netisha Alie-Grant (Author of Inspirational Book Walking a Two-Way Street) 

In the story of Job we see Job’s wife mouth is being used to speak the lies of the devil. 

When the devil went before God concerning Job, he told God that Job was only loyal because of God’s hedge of protection around him. -That if God had taken it away, Job would Curse Him.

Job 1: 1-11

10 “Have you not put a hedge(Z) around him and his household and everything he has?(AA) You have blessed the  work of his hands, so that his flocks and herds are spread throughout the land.(AB) 11 But now stretch out your hand and strike everything he has,(AC) and he will surely CURSE you to your face.”

Later in the story we see that Job’s wife is made to echo the same lying/death statement that satan mentioned to God about Job in the beginning.

 

Then his wife said to him, "Do you still hold fast your integrity? Curse God and die." -Job 2:9 9

Is your mouth being used to speak God’s words of truth & life to yourself and others, or is the devil using it to speak his lies and death to the same. Selah! 

Proverbs 18:21 puts it this way: “The tongue has the power of life and death.” 

You might want to make a more conscious effort to #Watchyourmouth